KSID (insurance.kerala.gov.in): Desks and Contacts

The Kerala State Employees’ Group Insurance Scheme, is intended to provide for the State employees, at a low cost and on a wholly contributory and self-financing basis the twin benefits of an insurance cover to help their nominees in the event of death while in service and a lumpsum payment to augment their resource on retirement.

Since 1976, the Kerala State Life Insurance (SLI) scheme has been a trusted insurance scheme for government employees and public sector institutions. This scheme offers a secure and reliable financial protection plan to government employees as well as employees of various public sector undertakings and government/aided educational institutions. Implemented under various government orders, the scheme provides insurance coverage from the very first day of service.

The scheme, to be implemented through the State Insurance Department, is designed as a long-term financial safeguard mechanism in view of the frequent floods, landslides and extreme weather events that have led to recurring expenditure on rescue, relief, rehabilitation and reconstruction, placing sustained pressure on the state’s finances.

Members of Kerala’s Green Army (Haritha Karma Sena), autorickshaw, taxi, and lottery workers, along with school children, will receive accident and life insurance coverage.